American Maritime Officers members and applicants will have access to a customized package of self-paid optional and voluntary insurance policies at a group rate, developed at the request of AMO specifically for the benefit of the union's membership.

The coverage options made available to AMO members and applicants include:

• Critical Illness Insurance
• Accident Coverage Insurance
• Guaranteed Group Life Insurance

This customized self-paid group insurance is not a benefit provided through AMO Plans; however, it would not otherwise be commercially available to AMO members seeking similar coverage on an individual basis. As noted, participation is optional for any AMO member or applicant and the union itself has no direct involvement in and receives no financial return from membership participation in these self-paid policies.

AMO members and applicants who may be interested will also be eligible to purchase an individual disability policy and life insurance from well-known carriers that have vast experience working with professional mariners.

The open enrollment period for AMO members and applicants begins June 15 and will close on July 15. AMO has negotiated an extended enrollment period for members and applicants who are working aboard vessels during the one-month enrollment period. Information for members and applicants who are interested in this voluntary coverage is provided at the end of this bulletin and future communications by email and regular mail will contain additional details.

When asked what their most valuable asset is, some may answer their home or their retirement investment accounts. However, the correct answer is: YOU.

You and your ability to sail on your Merchant Mariner Credential are valuable assets in terms of generating income and financial security for yourself and your family. The skills, knowledge and expertise you possess drive the income you earn. What would happen if unforeseen circumstances interrupted or ended your ability to work as a seagoing professional? How would you pay bills or make sure your standard of living did not decline? Do you have a plan in place should that situation arise?

Group coverage and customized disability income and life insurance policies can help protect you and your family if faced with circumstances such as these. These customized self-paid voluntary insurance coverage options were developed with this in mind.

AMO members and applicants who are interested will be able to speak to a licensed professional about their specific situation and how these products can help protect their most valuable asset and loved ones.

Be on the lookout for more information in upcoming communications.

Important Dates:

• Visit: https://ep6enroll.app/
• Enter your email address on file OR your phone number
• Enter "Benefits2022" as the password (Capital B)
• Schedule your enrollment consultation with a Benefit Counselor

If you have difficulty registering, please call the call center or .

Call the Voluntary Benefits Call Center to enroll (NOTE - the ability to reach the call center will begin on June 15, 2022):

• (866) 710-8786
• If no one answers, leave a message. Do not wait on hold. You will receive a call back.